diff --git a/uniapp/src/pages/payment/payment.vue b/uniapp/src/pages/payment/payment.vue
new file mode 100644
index 00000000..a66ef54c
--- /dev/null
+++ b/uniapp/src/pages/payment/payment.vue
@@ -0,0 +1,845 @@
+<template>
+    <view class="payment">
+        <u-navbar
+            title="缴费"
+            :border-bottom="false"
+            back-icon-color="#333"
+            title-color="#333"
+            :background="{ background: '#FFFFFF' }"
+        />
+
+        <view class="payment-content">
+            <!-- 缴费金额输入 -->
+            <view class="amount-section">
+                <view class="section-title">缴费金额</view>
+                <view class="amount-input-wrapper">
+                    <text class="currency">¥</text>
+                    <input
+                        class="amount-input"
+                        type="digit"
+                        v-model="amount"
+                        placeholder="请输入缴费金额"
+                        placeholder-class="placeholder"
+                    />
+                </view>
+            </view>
+
+            <!-- 缴费说明 -->
+            <view class="remark-section">
+                <view class="section-title">缴费说明（选填）</view>
+                <textarea
+                    class="remark-input"
+                    v-model="remark"
+                    placeholder="请输入缴费说明"
+                    placeholder-class="placeholder"
+                    maxlength="100"
+                />
+                <text class="remark-count">{{ remark.length }}/100</text>
+            </view>
+
+            <!-- 支付方式 -->
+            <view class="payway-section">
+                <view class="section-title">支付方式</view>
+                <view class="payway-list">
+                    <view
+                        class="payway-item"
+                        v-for="item in payWayList"
+                        :key="item.pay_way"
+                        :class="{ active: selectedPayWay === item.pay_way }"
+                        @click="selectPayWay(item.pay_way)"
+                    >
+                        <view class="payway-info">
+                            <u-icon
+                                :name="getPayWayIcon(item.pay_way)"
+                                size="48"
+                                :color="getPayWayColor(item.pay_way)"
+                            />
+                            <text class="payway-name">{{ item.name }}</text>
+                        </view>
+                        <view class="payway-check">
+                            <u-icon
+                                v-if="selectedPayWay === item.pay_way"
+                                name="checkmark-circle-fill"
+                                size="40"
+                                color="#3B82F6"
+                            />
+                            <view v-else class="check-circle"></view>
+                        </view>
+                    </view>
+                </view>
+            </view>
+        </view>
+
+        <!-- 底部提交按钮 -->
+        <view class="footer">
+            <view class="total-amount">
+                <text class="label">合计：</text>
+                <text class="currency">¥</text>
+                <text class="amount">{{ amount || '0.00' }}</text>
+            </view>
+            <view
+                class="submit-btn"
+                :class="{ disabled: !canSubmit }"
+                @click="handleSubmit"
+            >
+                立即缴费
+            </view>
+        </view>
+
+        <!-- 支付密码弹窗 -->
+        <u-popup v-model="showPasswordPopup" mode="center" border-radius="20">
+            <view class="password-popup">
+                <view class="popup-title">请输入支付密码</view>
+                <u-message-input
+                    mode="box"
+                    :maxlength="6"
+                    :focus="true"
+                    v-model="password"
+                    @finish="onPasswordFinish"
+                />
+                <view class="popup-cancel" @click="showPasswordPopup = false">
+                    取消
+                </view>
+            </view>
+        </u-popup>
+    </view>
+</template>
+
+<script setup lang="ts">
+import { ref, computed, onMounted } from 'vue'
+import { getPayWay, prepay, getPayResult, alipayJspay, wechatJspay, unifiedTradeQuery } from '@/api/pay'
+import { useUserStore } from '@/stores/user'
+import config from '@/config'
+
+const userStore = useUserStore()
+
+// 支付配置
+const paymentConfig = config.payment
+
+// 数据
+const amount = ref('')
+const remark = ref('')
+const payWayList = ref<any[]>([])
+const selectedPayWay = ref('')
+const showPasswordPopup = ref(false)
+const password = ref('')
+const orderId = ref('')
+
+// 计算属性
+const canSubmit = computed(() => {
+    const numAmount = parseFloat(amount.value)
+    return numAmount > 0 && selectedPayWay.value
+})
+
+// 获取支付方式 - 使用内置的开放银行支付方式
+const getPayWayData = async () => {
+    // 直接设置开放银行支持的支付方式
+    payWayList.value = [
+        {
+            pay_way: 'wechat',
+            name: '微信支付'
+        },
+        {
+            pay_way: 'alipay',
+            name: '支付宝支付'
+        }
+    ]
+    selectedPayWay.value = 'wechat'
+}
+
+// 选择支付方式
+const selectPayWay = (payWay: string) => {
+    selectedPayWay.value = payWay
+}
+
+// 获取支付方式图标
+const getPayWayIcon = (payWay: string) => {
+    const iconMap: Record<string, string> = {
+        'wechat': 'weixin-fill',
+        'alipay': 'zhifubao-circle-fill',
+        'balance': 'rmb-circle-fill'
+    }
+    return iconMap[payWay] || 'rmb-circle-fill'
+}
+
+// 获取支付方式颜色
+const getPayWayColor = (payWay: string) => {
+    const colorMap: Record<string, string> = {
+        'wechat': '#07C160',
+        'alipay': '#1677FF',
+        'balance': '#FF6B00'
+    }
+    return colorMap[payWay] || '#999'
+}
+
+// 提交缴费
+const handleSubmit = () => {
+    if (!canSubmit.value) return
+
+    const numAmount = parseFloat(amount.value)
+    if (numAmount <= 0) {
+        uni.showToast({ title: '请输入有效的缴费金额', icon: 'none' })
+        return
+    }
+
+    // 余额支付需要输入密码
+    if (selectedPayWay.value === 'balance') {
+        showPasswordPopup.value = true
+        return
+    }
+
+    doPay()
+}
+
+// 密码输入完成
+const onPasswordFinish = () => {
+    showPasswordPopup.value = false
+    doPay()
+}
+
+// 执行支付
+const doPay = async () => {
+    try {
+        uni.showLoading({ title: '支付中...' })
+
+        const params: any = {
+            pay_way: selectedPayWay.value,
+            amount: parseFloat(amount.value),
+            remark: remark.value
+        }
+
+        if (selectedPayWay.value === 'balance') {
+            params.password = password.value
+        }
+
+        const res = await prepay(params)
+
+        if (res && res.order_id) {
+            orderId.value = res.order_id
+
+            // 微信支付 - 开放银行微信支付
+            if (selectedPayWay.value === 'wechat' && res.pay_params) {
+                await wechatJspayPay(res.pay_params)
+            }
+            // 支付宝支付 - 开放银行服务窗支付
+            else if (selectedPayWay.value === 'alipay' && res.pay_params) {
+                await alipayJspayPay(res.pay_params)
+            }
+            // 余额支付直接成功
+            else {
+                uni.hideLoading()
+                goToResult(true)
+            }
+        } else {
+            throw new Error('支付参数错误')
+        }
+    } catch (error: any) {
+        uni.hideLoading()
+        uni.showToast({ title: error.message || '支付失败', icon: 'none' })
+        password.value = ''
+    }
+}
+
+// 微信支付
+const wechatPay = (payParams: any) => {
+    return new Promise((resolve, reject) => {
+        // #ifdef MP-WEIXIN
+        uni.requestPayment({
+            provider: 'wxpay',
+            ...payParams,
+            success: () => {
+                resolve(true)
+                checkPayResult()
+            },
+            fail: (err: any) => {
+                reject(err)
+                goToResult(false)
+            }
+        })
+        // #endif
+
+        // #ifdef H5
+        if (payParams.mweb_url) {
+            window.location.href = payParams.mweb_url
+        } else if (payParams.jsapi_params) {
+            // JSAPI支付
+            const { appId, timeStamp, nonceStr, package: packageStr, signType, paySign } = payParams.jsapi_params
+            if (typeof WeixinJSBridge !== 'undefined') {
+                WeixinJSBridge.invoke(
+                    'getBrandWCPayRequest',
+                    { appId, timeStamp, nonceStr, package: packageStr, signType, paySign },
+                    (res: any) => {
+                        if (res.err_msg === 'get_brand_wcpay_request:ok') {
+                            resolve(true)
+                            checkPayResult()
+                        } else {
+                            reject(res)
+                            goToResult(false)
+                        }
+                    }
+                )
+            }
+        }
+        // #endif
+
+        // #ifdef APP-PLUS
+        uni.requestPayment({
+            provider: 'wxpay',
+            orderInfo: payParams,
+            success: () => {
+                resolve(true)
+                checkPayResult()
+            },
+            fail: (err: any) => {
+                reject(err)
+                goToResult(false)
+            }
+        })
+        // #endif
+    })
+}
+
+// 支付宝支付
+const alipay = (payParams: any) => {
+    return new Promise((resolve, reject) => {
+        // #ifdef H5
+        if (payParams.form) {
+            const div = document.createElement('div')
+            div.innerHTML = payParams.form
+            document.body.appendChild(div)
+            div.querySelector('form')?.submit()
+        }
+        // #endif
+
+        // #ifdef APP-PLUS
+        uni.requestPayment({
+            provider: 'alipay',
+            orderInfo: payParams.order_str,
+            success: () => {
+                resolve(true)
+                checkPayResult()
+            },
+            fail: (err: any) => {
+                reject(err)
+                goToResult(false)
+            }
+        })
+        // #endif
+    })
+}
+// 开放银行支付宝服务窗支付
+const alipayJspayPay = async (payParams: any) => {
+    try {
+        // 构建开放银行支付请求参数
+        const params = {
+            version: '3.0',
+            charset: 'UTF-8',
+            service: 'pay.alipay.jspay',
+            mch_id: paymentConfig.mch_id, // 商户号
+            out_trade_no: orderId.value,
+            total_fee: String(Math.round(parseFloat(amount.value) * 100)), // 金额转换为分
+            body: remark.value || '缴费支付',
+            mch_create_ip: '127.0.0.1', // 需要获取真实IP
+            notify_url: paymentConfig.alipay.notify_url,
+            buyer_logon_id: '', // 买家支付宝账号（可选）
+            'terminal_info.terminal_type': '11', // 终端类型
+            'terminal_info.terminal_id': paymentConfig.terminal_id,
+            'terminal_info.app_version': '1.000000'
+        }
+
+        const res = await alipayJspay(params)
+
+        // 检查返回结果
+        if (res && res.status === '0' && res.result_code === '0') {
+            // 解析 pay_info
+            const payInfo = JSON.parse(res.pay_info || '{}')
+
+            if (payInfo.tradeNO) {
+                // #ifdef APP-PLUS
+                // APP 环境使用 tradeNO 唤起支付宝
+                uni.requestPayment({
+                    provider: 'alipay',
+                    orderInfo: {
+                        tradeNO: payInfo.tradeNO
+                    },
+                    success: () => {
+                        checkPayResult()
+                    },
+                    fail: (err: any) => {
+                        console.error('支付宝支付失败:', err)
+                        goToResult(false)
+                    }
+                })
+                // #endif
+
+                // #ifdef H5
+                // H5 支付宝服务窗支付
+                // 方式1：使用 pay_url 跳转
+                if (res.pay_url) {
+                    window.location.href = res.pay_url
+                    return
+                }
+                // 方式2：使用 tradeNO 唤起支付宝
+                if (payInfo.tradeNO && typeof AlipayJSBridge !== 'undefined') {
+                    AlipayJSBridge.call('tradePay', {
+                        tradeNO: payInfo.tradeNO
+                    }, (result: any) => {
+                        if (result.resultCode === '9000') {
+                            checkPayResult()
+                        } else {
+                            goToResult(false)
+                        }
+                    })
+                }
+                // #endif
+            } else {
+                throw new Error('获取支付参数失败')
+            }
+        } else {
+            throw new Error(res.err_msg || res.message || '支付请求失败')
+        }
+    } catch (error: any) {
+        console.error('开放银行支付错误:', error)
+        uni.showToast({ title: error.message || '支付请求失败', icon: 'none' })
+        goToResult(false)
+    }
+}
+
+// 开放银行微信支付（JSPay）
+const wechatJspayPay = async (payParams: any) => {
+    try {
+        // 构建开放银行微信支付请求参数
+        const params: any = {
+            version: '3.0',
+            charset: 'UTF-8',
+            service: 'pay.weixin.jspay',
+            mch_id: paymentConfig.mch_id, // 商户号
+            out_trade_no: orderId.value,
+            total_fee: String(Math.round(parseFloat(amount.value) * 100)), // 金额转换为分
+            body: remark.value || '缴费支付',
+            mch_create_ip: '127.0.0.1', // 需要获取真实IP
+            notify_url: paymentConfig.wechat.notify_url,
+            'terminal_info.terminal_type': '11', // 终端类型
+            'terminal_info.terminal_id': paymentConfig.terminal_id,
+            'terminal_info.app_version': '1.000000'
+        }
+
+        // 公众号/小程序支付需要 sub_appid 和 sub_openid
+        // #ifdef MP-WEIXIN
+        params.is_minipg = '1' // 小程序支付标识
+        params.sub_appid = paymentConfig.wechat.sub_appid // 小程序 appid
+        // 获取用户 openid
+        const openid = userStore.userInfo?.openid || ''
+        if (openid) {
+            params.sub_openid = openid
+        }
+        // #endif
+
+        // #ifdef H5
+        // H5 公众号支付 - 用户在微信内打开网页
+        params.is_raw = '1' // 原生态 JS 支付
+        params.sub_appid = paymentConfig.wechat.sub_appid // 公众号 appid
+        // 获取用户 openid（如果在微信内）
+        const openid = userStore.userInfo?.openid || ''
+        if (openid) {
+            params.sub_openid = openid
+        }
+        // #endif
+
+        const res = await wechatJspay(params)
+
+        // 检查返回结果
+        if (res && res.status === '0' && res.result_code === '0') {
+            const payInfo = res.pay_info
+
+            if (payInfo) {
+                // #ifdef MP-WEIXIN
+                // 小程序支付 - 解析 XML 格式的 pay_info
+                const payParams = parseXmlPayInfo(payInfo)
+                if (payParams) {
+                    uni.requestPayment({
+                        provider: 'wxpay',
+                        ...payParams,
+                        success: () => {
+                            checkPayResult()
+                        },
+                        fail: (err: any) => {
+                            console.error('微信支付失败:', err)
+                            goToResult(false)
+                        }
+                    })
+                } else {
+                    throw new Error('解析支付参数失败')
+                }
+                // #endif
+
+                // #ifdef H5
+                // H5 公众号支付 - 解析 XML 格式的 pay_info
+                const payParams = parseXmlPayInfo(payInfo)
+                if (payParams && typeof WeixinJSBridge !== 'undefined') {
+                    WeixinJSBridge.invoke(
+                        'getBrandWCPayRequest',
+                        payParams,
+                        (res: any) => {
+                            if (res.err_msg === 'get_brand_wcpay_request:ok') {
+                                checkPayResult()
+                            } else {
+                                goToResult(false)
+                            }
+                        }
+                    )
+                } else if (payParams) {
+                    // 使用 uni.requestPayment
+                    uni.requestPayment({
+                        provider: 'wxpay',
+                        ...payParams,
+                        success: () => {
+                            checkPayResult()
+                        },
+                        fail: (err: any) => {
+                            console.error('微信支付失败:', err)
+                            goToResult(false)
+                        }
+                    })
+                } else {
+                    throw new Error('解析支付参数失败')
+                }
+                // #endif
+
+                // #ifdef APP-PLUS
+                // APP 环境
+                uni.requestPayment({
+                    provider: 'wxpay',
+                    orderInfo: payInfo,
+                    success: () => {
+                        checkPayResult()
+                    },
+                    fail: (err: any) => {
+                        console.error('微信支付失败:', err)
+                        goToResult(false)
+                    }
+                })
+                // #endif
+            } else {
+                throw new Error('获取支付参数失败')
+            }
+        } else {
+            throw new Error(res.err_msg || res.message || '支付请求失败')
+        }
+    } catch (error: any) {
+        console.error('开放银行微信支付错误:', error)
+        uni.showToast({ title: error.message || '支付请求失败', icon: 'none' })
+        goToResult(false)
+    }
+}
+
+// 解析 XML 格式的支付参数
+const parseXmlPayInfo = (xmlStr: string) => {
+    try {
+        // 简单的 XML 解析
+        const getValue = (xml: string, tag: string) => {
+            const regex = new RegExp(`<${tag}><!\[CDATA\[(.*?)\]\]></${tag}>|<${tag}>(.*?)</${tag}>`, 'i')
+            const match = xml.match(regex)
+            return match ? (match[1] || match[2]) : ''
+        }
+
+        return {
+            appId: getValue(xmlStr, 'appId'),
+            timeStamp: getValue(xmlStr, 'timeStamp'),
+            nonceStr: getValue(xmlStr, 'nonceStr'),
+            package: getValue(xmlStr, 'package'),
+            signType: getValue(xmlStr, 'signType') || 'RSA',
+            paySign: getValue(xmlStr, 'paySign')
+        }
+    } catch (error) {
+        console.error('解析 XML 失败:', error)
+        return null
+    }
+}
+
+// 查询支付结果 - 使用开放银行订单查询接口
+const checkPayResult = async () => {
+    try {
+        uni.showLoading({ title: '查询中...' })
+
+        // 构建订单查询参数
+        const params = {
+            version: '3.0',
+            service: 'unified.trade.query',
+            mch_id: paymentConfig.mch_id, // 商户号
+            out_trade_no: orderId.value
+        }
+
+        const res = await unifiedTradeQuery(params)
+
+        uni.hideLoading()
+
+        // 检查查询结果
+        if (res && res.status === '0' && res.result_code === '0') {
+            // trade_state: SUCCESS-支付成功, REFUND-转入退款, NOTPAY-未支付,
+            // CLOSED-已关闭, REVOKED-已撤销, USERPAYING-用户支付中, PAYERROR-支付失败
+            const tradeState = res.trade_state
+
+            if (tradeState === 'SUCCESS') {
+                // 支付成功
+                goToResult(true)
+            } else if (tradeState === 'NOTPAY' || tradeState === 'USERPAYING') {
+                // 未支付或支付中，可以轮询查询
+                uni.showToast({ title: '支付处理中，请稍后...', icon: 'none' })
+                // 3秒后再次查询
+                setTimeout(() => {
+                    checkPayResult()
+                }, 3000)
+            } else {
+                // 其他状态视为失败
+                goToResult(false)
+            }
+        } else {
+            // 查询失败，使用备用查询方式
+            console.error('开放银行订单查询失败:', res)
+            await fallbackCheckPayResult()
+        }
+    } catch (error) {
+        uni.hideLoading()
+        console.error('查询支付结果错误:', error)
+        // 使用备用查询方式
+        await fallbackCheckPayResult()
+    }
+}
+
+// 备用查询方式 - 使用原系统接口
+const fallbackCheckPayResult = async () => {
+    try {
+        const res = await getPayResult({ order_id: orderId.value })
+        if (res && res.pay_status === 1) {
+            goToResult(true)
+        } else {
+            goToResult(false)
+        }
+    } catch (error) {
+        goToResult(false)
+    }
+}
+
+// 跳转到结果页
+const goToResult = (success: boolean) => {
+    uni.redirectTo({
+        url: `/pages/payment_result/payment_result?status=${success ? 'success' : 'fail'}&order_id=${orderId.value}`
+    })
+}
+
+onMounted(() => {
+    getPayWayData()
+})
+</script>
+
+<style lang="scss" scoped>
+.payment {
+    min-height: 100vh;
+    background-color: #F5F7FA;
+    padding-bottom: calc(180rpx + env(safe-area-inset-bottom));
+}
+
+.payment-content {
+    padding: 20rpx;
+}
+
+.section-title {
+    font-size: 28rpx;
+    color: #666;
+    margin-bottom: 20rpx;
+}
+
+// 金额输入区域
+.amount-section {
+    background: #FFFFFF;
+    border-radius: 20rpx;
+    padding: 30rpx;
+    margin-bottom: 20rpx;
+
+    .amount-input-wrapper {
+        display: flex;
+        align-items: center;
+        border-bottom: 2rpx solid #E5E7EB;
+        padding: 20rpx 0;
+
+        .currency {
+            font-size: 60rpx;
+            font-weight: 600;
+            color: #333;
+            margin-right: 20rpx;
+        }
+
+        .amount-input {
+            flex: 1;
+            font-size: 60rpx;
+            font-weight: 600;
+            color: #333;
+            height: 80rpx;
+        }
+
+        .placeholder {
+            font-size: 40rpx;
+            color: #999;
+            font-weight: normal;
+        }
+    }
+}
+
+// 备注区域
+.remark-section {
+    background: #FFFFFF;
+    border-radius: 20rpx;
+    padding: 30rpx;
+    margin-bottom: 20rpx;
+    position: relative;
+
+    .remark-input {
+        width: 100%;
+        height: 160rpx;
+        font-size: 28rpx;
+        color: #333;
+        line-height: 1.6;
+    }
+
+    .placeholder {
+        font-size: 28rpx;
+        color: #999;
+    }
+
+    .remark-count {
+        position: absolute;
+        right: 30rpx;
+        bottom: 20rpx;
+        font-size: 24rpx;
+        color: #999;
+    }
+}
+
+// 支付方式区域
+.payway-section {
+    background: #FFFFFF;
+    border-radius: 20rpx;
+    padding: 30rpx;
+
+    .payway-list {
+        .payway-item {
+            display: flex;
+            align-items: center;
+            justify-content: space-between;
+            padding: 30rpx 0;
+            border-bottom: 2rpx solid #F3F4F6;
+
+            &:last-child {
+                border-bottom: none;
+            }
+
+            &.active {
+                .payway-name {
+                    color: #333;
+                    font-weight: 500;
+                }
+            }
+
+            .payway-info {
+                display: flex;
+                align-items: center;
+
+                .payway-name {
+                    font-size: 30rpx;
+                    color: #666;
+                    margin-left: 20rpx;
+                }
+            }
+
+            .payway-check {
+                .check-circle {
+                    width: 40rpx;
+                    height: 40rpx;
+                    border: 2rpx solid #D1D5DB;
+                    border-radius: 50%;
+                }
+            }
+        }
+    }
+}
+
+// 底部区域
+.footer {
+    position: fixed;
+    left: 0;
+    right: 0;
+    bottom: 0;
+    background: #FFFFFF;
+    padding: 20rpx 30rpx;
+    padding-bottom: calc(20rpx + env(safe-area-inset-bottom));
+    display: flex;
+    align-items: center;
+    justify-content: space-between;
+    box-shadow: 0 -4rpx 20rpx rgba(0, 0, 0, 0.05);
+
+    .total-amount {
+        display: flex;
+        align-items: baseline;
+
+        .label {
+            font-size: 28rpx;
+            color: #666;
+        }
+
+        .currency {
+            font-size: 32rpx;
+            color: #FF6B00;
+            font-weight: 600;
+        }
+
+        .amount {
+            font-size: 48rpx;
+            color: #FF6B00;
+            font-weight: 600;
+        }
+    }
+
+    .submit-btn {
+        background: linear-gradient(135deg, #3B82F6 0%, #2563EB 100%);
+        color: #FFFFFF;
+        font-size: 32rpx;
+        font-weight: 500;
+        padding: 24rpx 60rpx;
+        border-radius: 40rpx;
+
+        &:active {
+            opacity: 0.9;
+        }
+
+        &.disabled {
+            background: #D1D5DB;
+            color: #9CA3AF;
+        }
+    }
+}
+
+// 密码弹窗
+.password-popup {
+    width: 600rpx;
+    padding: 40rpx;
+    background: #FFFFFF;
+    border-radius: 20rpx;
+
+    .popup-title {
+        font-size: 32rpx;
+        font-weight: 500;
+        color: #333;
+        text-align: center;
+        margin-bottom: 40rpx;
+    }
+
+    .popup-cancel {
+        font-size: 28rpx;
+        color: #999;
+        text-align: center;
+        margin-top: 40rpx;
+        padding: 20rpx;
+    }
+}
+</style>